Application procedure 

Please click the Downloads button for the specific application form required.  Each form can also be downloaded via the link on the particular product page.

When Atradius Dutch State Business has received your application form, one of our underwriters will process your request for credit insurance.  The underwriter will analyse the information provided and assess the buyer/borrower and if applicable, the guarantor and possibly the exporter .  

Depending on a number of factors, our CSR-desk will carry out a parallel assessment of the transaction, focussing on its corporate social responsibility aspects (especially its environmental and social impact).

If the outcome of the total assessment is positive, Atradius will issue i) an insurance policy, ii) a promise of cover or iii) a notice of cover.

i) Insurance policy

We will issue a credit insurance policy once the contract has come into force.

ii) Promise of cover

An exporter would normally need to be certain of the risks covered by the policy and the terms and conditions thereof when negotiating with his buyer, as well as with his banker. We can therefore issue a promise of cover before an export contract comes into force. This is a commitment to issue a policy on certain terms and conditions, providing the export contract enters into force within a specified period of time (maximum six months). If required, an exporter could apply for an extension of the validity of the promise of cover. We would take into account all aspects of the transaction relevant at the time of the request and if possible, extend the promise of cover for a further period (maximum six months), subject to the terms and conditions applicable at the time of extension .

iii) Notice of Cover

We have a country ceiling for each country we provide cover for. If an acceptable transaction would breach this ceiling, we would issue a notice of cover rather than a promise of cover. This contains the same information, terms and conditions as a promise of cover but is not a commitment to issue an insurance policy. It can be converted to a policy or a promise of cover, as the case may be, once there is sufficient capacity under the country ceiling .